Amsal 14:23

Rachel Cruze grew up learning how to win with money. As Dave Ramsey's daughter, she was taught from an early age how to work hard, avoid debt, give generously, spend wisely, and save for the future. Over the next 10 days, Rachel will share what it was like growing up as a Ramsey kid while walking you through a no-nonsense, biblical approach to raising money-smart kids. Based on the best-selling book Smart Money Smart Kids, these devotions won’t just challenge you to teach your kids about money. They’ll show you how to change your family tree for generations to come.

This reading guide was created by NewSpring staff and volunteers to help you on your financial journey. Read one devotional each day and spend time with God using the Scripture, questions and prayers provided. Need help putting God first in your finances? Download free monthly and/or weekly budget forms, watch sermons, and be encouraged by success stories at www.newspring.cc/financialplanning