How to Talk About Finances When the Relationship Gets SeriousSample

Day 3: Why You Should Talk About Finances While Dating

“The plans of the diligent lead to profit as surely as haste leads to poverty.” - Proverbs 21:5

When you're dating, discussing finances isn't just about numbers; it's about understanding each other's values and life goals. For example, if one of you dreams of buying a home soon while the other person wants to spend the next few years traveling the world, knowing these goals early on can help you plan and compromise.

Understanding each other's attitudes toward saving, spending, and debt can prevent future conflicts. Suppose one partner is a saver who prioritizes building an emergency fund, while the other enjoys spending on dining out and entertainment. Without discussing these differences, you might face misunderstandings and stress down the line. Open conversations about money habits can lead to respect and appreciation for each other's perspectives, making it easier to find common ground.

Talking about money while dating can also show you if you share the same values and goals. For example, both of you might think it's important to be generous and like giving to charity. Knowing this can bring you closer because you see you agree on important things. It can also encourage you to make a plan for your money that includes helping others, which makes your relationship stronger and more meaningful.

Another reason to talk about money is to make sure you can handle future problems together. Life can have surprises like changing jobs, medical emergencies, or family needs. By knowing each other’s financial situations, you can better help each other during tough times. For example, knowing one person has student loans might change how you decide to buy a car or start a business.

Ultimately, talking about finances while dating shows you’re committed to transparency and working together toward a prosperous future. Remember, the goal is not to judge each other but to understand, support, and grow together in your financial journey.