When You're Hoping For A MiracleUddrag

When You're Hoping For A Miracle

DAG 16 AF 17

Budgeting: Know Where You Stand Financially

One of the most important steps to financial freedom is making a list of all that you own, all that you owe, and all that you earn. This is called keeping good records! It’s the principle of accounting.

The Bible says, “By wisdom a house is built, and through understanding it is established” (Proverbs 24:3 NIV). You’re wise with your money when you know where it is, where it’s going, and where it’s coming from.

People say money talks. It doesn’t talk! It just walks away quietly. If you get to the end of the month and ask, “Where did my money go?” it means you’re not keeping a budget. When you have a budget, you’re telling your money where you want it to go rather than wondering where it went. A budget is simply planned spending.

Why is this principle of keeping good records and knowing what you owe and what you earn and what you own important? Because ignorance plus easy credit equals disaster. It’s a disaster!

When you go into a store, don’t take your credit card with you. If you don’t know whether you can afford it or not, you’re already in trouble. It’s stupid to decide before knowing the facts. It’s unwise to buy something before you know if you can pay for it. The only way to know where you stand with your finances is by keeping records and budgeting your spending.

Another translation of Proverbs 24:3 says, “Any enterprise is built by wise planning, becomes strong through common sense, and profits wonderfully by keeping abreast of the facts” (LB). Make your list, know the facts of your financial situation, and live accordingly.


This devotional © 2014 by Rick Warren. All rights reserved. Used by permission.
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When You're Hoping For A Miracle

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