21 Days to a Victorious Lifeনমুনা

Day 12 - Let your finances be decent and in order

The true way to conquer finances is first to get a handle on it all. Read 1 Corinthians 14:40. It reminds us that everything we do must be done not only decently but in order. Throughout the Bible, you will see Jesus Christ of Nazareth performed all things decently and in order. Nothing shows us this better than the passage Mark 6:30-44. We see that even before He turned five loaves of bread and two fish into a sufficient amount to feed thousands, He first organized the people.

We too must organize. Each month we are bombarded with bills in our inbox, smartphone, or mail. And of course with anything, without having a sound system in place, we can easily be overwhelmed. If your bills have gotten the best of you, here are few steps to help manage your monthly bills.

Create a system

Having a system for your bills is key. A great idea is to pay your bills according to your pay schedule. For example, if you are paid on the 1st and 15th, you may want to pay your bills on the same dates.

Establish a financial home

For each financial document that comes into your possession, create a place for it. This may require setting up file folders for tax expenses, bank statements, insurance, monthly bills and other financial documents that you may encounter. This way, if you are in need of a document, these items can be easily accessible to help you in your financial journey.

Prepare a bill calendar or go auto

It doesn’t matter where or how, but writing your bills and due dates somewhere visible can help you better manage your bills. Consider using a bill calendar or checklist to really get a handle on your bills. Your bill calendar should include a checkbox you can mark once the bills are paid. Additionally, it may also be a great idea to set up auto payments for recurring bills to ensure your payments are made timely. But be mindful – if the amount of your bill varies from month to month, you may want to consider paying it manually.