Proverbs 10:13-17

Wisdom is found on the lips of the discerning, but a rod is for the back of one who has no sense. The wise store up knowledge, but the mouth of a fool invites ruin. The wealth of the rich is their fortified city, but poverty is the ruin of the poor. The wages of the righteous is life, but the earnings of the wicked are sin and death. Whoever heeds discipline shows the way to life, but whoever ignores correction leads others astray.