Metropolitan Insurance Company Excuses:
• “I had been driving for 40 years when I fell asleep at the wheel and had the accident.”
• “The pedestrian had no idea which direction to go, so I ran over him.”
• “The other driver was all over the road. I had to swerve a number of times before I hit him.”
• “I pulled away from the side of the road, glanced at my mother-in-law, and headed over the embankment.”