Romans 4:3-5

For what does the Scripture say? “ABRAHAM BELIEVED IN (trusted, relied on) GOD, AND IT WAS CREDITED TO HIS ACCOUNT AS RIGHTEOUSNESS (right living, right standing with God).” [Gen 15:6] Now to a laborer, his wages are not credited as a favor or a gift, but as an obligation [something owed to him]. But to the one who does not work [that is, the one who does not try to earn his salvation by doing good], but believes and completely trusts in Him who justifies the ungodly, his faith is credited to him as righteousness (right standing with God).