Where there is no [wise, intelligent] guidance, the people fall [and go off course like a ship without a helm], But in the abundance of [wise and godly] counselors there is victory. He who puts up security and guarantees a debt for an outsider will surely suffer [for his foolishness], But he who hates (declines) being a guarantor is secure [from its penalties]. A gracious and good woman attains honor, And ruthless men attain riches [but not respect]. The merciful and generous man benefits his soul [for his behavior returns to bless him], But the cruel and callous man does himself harm.
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